Minor car accidents are a part of life, and there are a lot of factors to consider before you decide to sue the other driver.
But is it worth it?
Here is a list of the pros and cons, so you can decide for yourself.
Here are the pros;
1. You May Be Able to Recover Reasonable Medical Expenses
There are a lot of people who will think about suing for a minor car accident. The main reason is that their medical expenses are more than they can handle, so they want to recover them from the other driver.
Most states, however, limit how much you can receive for medical damages in an accident. If the bill seems unreasonable and expensive, find out the maximum amount you would be able to recover and consider it before deciding whether or not to sue.
2. You Can File a Lawsuit to Get the Other Driver’s Insurance Company to Pay
If the accident was not your fault, you could sue the other driver’s insurance company to recover any damages you suffered. Most states have specific laws that allow this, and you will be able to recover money for medical bills and other damages. Your legal help knows the laws well and uses them to form a strong claim against the liable party; learn more here.
According to a top Aurora car accident lawyer, insurance companies might not be too forthcoming when covering complete damages. This is where an experienced lawyer can help you recover the full amount that you have incurred as part of the damages. The insurance company is likely to try every trick in it’s handbook to deny you your rightful claim.
If it was your fault, you would still be able to get a judgment against the other driver. Your state bar association might provide more information about what is allowed in your case. You can consult a car accident lawyer to find out what you can do to recover damages.
3. You Can Get Your Car Fixed
If you have damage to your car due to the accident, you will be able to get it repaired. This is true regardless of whether or not you are suing the other driver. It is also true that even if you decide not to sue, you may be able to recover money for your car repairs from the insurance company of the other driver.
The cons include;
1. You Are Going to Pay for a Lawyer
If you are going to use it for a minor car accident, you will most likely need to hire an attorney. This is true whether or not the other driver has insurance and whether or not you were at fault.
2. The Insurance Company Might Sue You
If you are using a driver who has insurance with the understanding that they will pay your medical bills, the insurance company might show up later and say that they will not pay because you decided to file a lawsuit against them. The charges might be dropped if the other driver’s insurance cannot take the case to court, but this is another risk you should consider before choosing to sue.
3. The Legal Process Will Be Lengthy and Stressful
Any sort of legal action will be stressful, and a car accident lawsuit is no different. You should be prepared to go through a long legal process that could result in you paying the other driver’s legal fees if you lose.
|In conclusion, minor car accidents happen, and if you were not at fault, sue as you might get compensation. If you were at fault, be sure to consult with a lawyer before jumping into the legal process.